Business Fee Schedule

Business Fee Schedule
ACH Origination per file fee (not submitted via QNB-Online Cash Management Access)1 $15.00
ACH Origination per item fee (not submitted via QNB-Online Cash Management Access) $0.15
ACH Origination per file fee (submitted via QNB-Online Cash Management Access) $0.50
CD ROM statement/image delivery product $10.00
Analysis Fee1 $0.10/$1,000
Redeposit Fee5 $10.00
Returned deposited/cashed item fee5 $10.00
Wire transfer fee - incoming (domestic, international) $10.00
Wire transfer fee - outgoing (domestic)  $20.00
Wire transfer fee - outgoing (international) $40.00

The above fees may be offset by the earnings credit (for Analysis Checking only)

Account Coverage Overdraft Protection transfer fee (per transfer) $7.00
Additional services fee (includes, but is not limited to, account reconciliation) $10.00 minimum, $20.00 per hour
Bill Pay (see QNB-Online Cash Management Access)
Check order fee (varies depending on style of check ordered)
     Temporary checks (per sheet) $1.00
Coin purchasing (bulk)  
     Per tray $2.00
     Per box  $8.00
Debit Card None
     Debit Card Replacement Fee $8.00
     Card replacement rush fee
          Minimum $25.00 (per card)
          Maximum $100.00 (per card)
Domestic/foreign check collection fee (per check) (at cost plus) $30.00
Dormant service charge2 (quarterly) $6.00
Early closeout service charge3 $25.00
Endorsement stamp fee (variable costs)
Excess transaction fee (per excess transaction) $15.00
Foreign currency exchange fee (at cost plus)6 $15.00
Foreign draft fee $40.00
Foreign returned check fee (at cost plus)10 $10.00
Garnishment fee $350.00
Government levies, attachments, etc. fee $100.00
Money order/Cashier check fee   $8.00
Night deposit lock bag fee (per bag) $20.00
Night deposit zip bag fee (per bag, first two free) $5.00
NSF/Overdraft service charge
     (per item paid or returned)4,9 $35.00
Payroll envelopes (box of 500) $35.00
Positve Pay Service Fee (per account) $50.00
QNB-Online Commercial Access:
     QNB-Online Commercial Access with Bill Pay FREE
     QNB-Online Cash Management Access8 (ACH, wires, direct deposit payroll, positive pay, RDC) $10.00/mo.
Signature guarantee/Medallion fee $5.00
Special statement fee (up to 10 pages) $5.00
Stop payment service charge7 $35.00

Safe Deposit Boxes (All are 24" deep)

Size* **Annual Rate
2x5" $27.20
3x5" $36.00
4x5" $41.60
5x5" $51.20
3x10" $57.60
4x10" $71.20
5x10" $77.60
10x10" $137.60
Miscellaneous Safe Deposit Charges
One lost key (surrender box) $15.00
Two lost keys (drill box) $200.00
Late payment fee $5.00

*Some sizes may not be available at all locations. All sizes are 24" deep.

**Annual rate requires a QNB account with Auto-Deduct.

Safe Deposit Box contents are not FDIC insured.

Remote Deposit Capture

Monthly fee based on equipment type

Equipment Type Fee
Micro Scanner $500.00 per scanner plus $10.00 per month
50 dpm Scanner $800.00 per scanner plus $20.00 per month
75 dpm Scanner $800.00 per scanner plus $30.00 per month
Additional account $5.00
Deposit adjustment fee $10.00

1 Fee waived with Small Business Checking and Community Service Checking.

2 An account becomes dormant after two years without activity.

3 Assessed if a checking, savings or money market account is closed in the 6-month period following account opening.

4 Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means.

5 Fee waived for Community Service Checking.

6 An additional 'Small Order Fee' may apply; detailed at time of Foreign Currency Exchange request.

7 Includes stop payments on postdated checks until postdate.

8 Additional fees may apply.

9 Returned items (checks, electronic funds transfer, and other withdrawal requests) may be presented for payment by the payee or their financial institution multiple times, which may result in multiple NSF/Overdraft fees.

10 The total Foreign returned check fee assessed will also include an additional third-party processing fee that is determined at the time of the transaction.