Business Savings

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Business Statement Savings

A practical way to save for those who want more convenient access to their accounts.

  • Earns Statement Savings Rate
  • Unlimited ATM and in-person withdrawals available through business checking product/QNB Business Debit Card
  • Avoid $2 monthly fee by maintaining a $100 minimum balance requirement
  • Quarterly statement (Customers receive a monthly statement for any month containing an Electronic Funds Transfer)
  • Business Statement Savings-to-Checking Overdraft Protection with ACCOUNT COVERAGE (Overdraft Transfer Agreement required)

Business Select Money Market Account

Our entry-level business Money Market account provides a higher yield on your savings with unlimited transaction limits including check writing.

  • Earns interest with tiered balance structure:
    • Tier 5: $75,000 or more
    • Tier 4: $50,000 to $74,999.99
    • Tier 3: $25,000 to $49,999.99
    • Tier 2: $10,000 to $24,999.99
    • Tier 1: Up to $9,999.99
  • Avoid $10 monthly fee by maintaining a $1,500 average daily balance requirement
  • Unlimited ATM and in-person withdrawals available through business checking product/QNB Business Debit Card
  • Deposited item (15 cents per check deposited or deposit ticket) charges apply (applies unless a minimum $50,000 average daily balance is maintained)
  • Unlimited transfers and check writing privileges

Business High Yield Money Market Account

Our highest yielding tiered balance structure Money Market. The account is designed for businesses who consistently maintain the highest of balances, providing limited transaction access* to your funds, but not as flexible as our Business Select Money Market account. Municipalities are not eligible for this product type.

  • Earns interest with tiered balance structure: 
    • Tier 8: $2,500,000 or more
    • Tier 7: $1,500,000 to $2,499,999.99
    • Tier 6: $1,000,000 to $1,499,999.99
    • Tier 5: $750,000 to $999,999.99
    • Tier 4: $500,000 to $749,999.99
    • Tier 3: $250,000 to $499,999.99
    • Tier 2: $100,000 to $249,999.99
    • Tier 1: Up to $99,999.99
  • Avoid $25 monthly fee by maintaining a $100,000 minimum daily balance requirement
  • Limited transaction access*
  • High Yield Money Market-to-Checking Overdraft Protection* with ACCOUNT COVERAGE (Overdraft Transfer Agreement required)
  • Debit Card access* available through business checking account/QNB Debit Card

*Transfers to another account or to third parties by preauthorized, electronic, or telephone or by check, draft, point of sale, or similar order third parties, are limited to six per calendar month. An "Excess transaction fee" will be assessed on each transaction that exceeds these limits.

Business Flex12 CD

  • A minimum of $250 needed to open
  • Make unlimited deposits of $10 or more
  • One penalty-free withdrawal during 12 month term (restrictions apply)
  • Available for jumbo accounts

Escrow

Escrow accounts are available for realtors, attorneys, or any business that holds the money of others to meet their obligations. If your business deals regularly with escrow accounts, ask a QNB Bank representative for details.