Personal Fee Schedule

Personal Fee Schedule
Account Coverage Overdraft Protection transfer fee (per transfer) $7.00
Additional services fee (includes, but not limited to, account reconciliation) $10.00 minimum, $20.00 per hour
Bounce Protection See Overdraft service charge
Check order fee (varies depending on style of check ordered)  
     Temporary checks (per sheet) $1.00
Coin purchasing (bulk)  
     Per tray $2.00
     Per box $8.00
Debit Card None
     Debit Card replacement fee $8.00
     Card replacement rush fee  
          Minimum $25.00 (per card)
          Maximum $100.00 (per card)
Domestic/foreign check collection fee (per check) (at cost plus) $30.00
Dormant service charge1 (quarterly) $6.00
Early closeout service charge2 $25.00
Escheatment fee $50.00
Excess transaction fee (per excess transaction) $15.00
Foreign currency exchange fee (at cost plus)5 $15.00
Foreign draft fee $40.00
Foreign returned check fee (at cost plus)8 $10.00
Garnishment fee $350.00
Government levies, attachments, etc. fee $100.00
IRA/HSA transfer fee $25.00
IRA/HSA closeout fee $25.00
Money order/Cashier check fee3   $8.00
NSF/Overdraft service charge  
          (per item paid or returned)4,7 $35.00
Overdraft protection line of credit auto advance charge $5.00
QNB-Online, including Bill-Pay None
Signature guarantee/Medallion fee $5.00
Special statement fee (up to 10 pages) $5.00
Stop payment service charge6 $35.00
Wire transfer fee - incoming (domestic, international) $10.00
Wire transfer fee - outgoing (domestic)   $20.00
Wire transfer fee - outgoing (international) $40.00

Safe Deposit Boxes (All are 24" Deep)

Size* **Annual Rate ***Select 50 Rate
2x5" $27.20 $20.40
3x5" $36.00 $27.00
4x5" $41.60 $31.20
5x5" $51.20 $38.40
3x10" $57.60 $43.20
4x10" $71.20 $53.40
5x10" $77.60 $58.20
10x10" $137.60 $103.20
Miscellaneous Safe Deposit Fees
One lost key (surrender box) $15.00
Two lost keys (drill box) $200.00
Late payment fee (after 15 day grace period) $5.00

*Some sizes may not be available at all locations. All sizes are 24" deep.
**Annual rate requires a QNB account with Auto-Deduct.
***Represents a 25% discount given to Select 50 Checking customers with Auto-Deduct from their Select 50 account.
Safe Deposit Box contents are not FDIC insured.


1 An account becomes dormant after two years without activity. Fee waived for Opportunity Accounts.
2 Assessed if a checking, savings or money market account is closed in the 6-month period following account opening. Fee waived for Opportunity Accounts.
3 Fee waived for Select 50 customers. Opportunity Accounts receive 5 free money orders per month.
4 Fee applies to overdrafts created by check, in-person withdrawal, or other Electronic means, as well as, Point of Sale or Debit Card transactions identified as recurring. Fee also applies if you authorize us to pay overdrafts on ATM and everyday debit card transactions. $140 is the maximum in total fees per day for items paid for overdrawing your account. Overdraft service charge fee waived for Opportunity Accounts.
5 An additional 'Small Order Fee' may apply; detailed at time of Foreign Currency Exchange request.
6 Includes stop payments on postdated checks until postdate.
7 Returned items (checks, electronic funds transfers, and other withdrawal requests) may be presented for payment by the payee or their financial institution multiple times, which may result in multiple NSF/Overdraft fees.
8 The total Foreign returned check fee assessed will also include an additional third-party processing fee that is determined at the time of the transaction.