Personal Savings

A convenient and easy way to save online. Earns you more and saves you time!

• Earns a premium online-only interest rate with enrollment and receipt of eStatements
• No minimum balance requirements and no monthly fees
• The convenience and security of QNB eStatements
• Unlimited ATM and in-person withdrawals
• Online eSavings-to-Checking Overdraft Protection* with ACCOUNT COVERAGE 
  (Overdraft Transfer Agreement required)

A practical way to save for those who want more convenient access to their accounts.*

• Earns Statement Savings Interest Rate
• Unlimited ATM and in-person withdrawals
• Avoid $2 monthly fee by maintaining a $100 minimum balance
• Quarterly statement (Customers receive a monthly statement for any month containing an Electronic Funds Transfer.)
• Statement Savings-to-Checking Overdraft Protection* with ACCOUNT COVERAGE 
  (Overdraft Transfer Agreement required)
• Debit Card access available through personal checking account/QNB Check Card

This ultimate Money Market account provides a higher yield on your savings while allowing limited checkwriting privileges*. The higher your balance, the higher your rate of interest.

• Tier 5: $75,000 or more
• Tier 4: $50,000 to $74,999
• Tier 3: $25,000 to $49,999
• Tier 2: $10,000 to $24,999
• Tier 1: Up to $9,999
• Unlimited ATM and in-person withdrawals
• Limited transfers*, limited checkwriting privileges*
• Avoid $10 monthly fee by maintaining a $1,500 average monthly balance
• Select Money Market-to-Checking Overdraft  Protection* with ACCOUNT COVERAGE
  (Overdraft Transfer Agreement required)
• Debit Card access available through personal checking account/QNB Check Card

We offer a variety of competitive, high yield Certificates of Deposit to match your needs and help you achieve your financial goals.  Early withdrawal penalties may apply.

Growth Certificates

• A minimum of $500 needed to open
• Terms of 3 months to 60 months available
• Compounded interest

Income Certificates

• A minimum of $500 needed to open
• Terms of 3 months to 60 months available
• Interest can be transferred to other accounts
• Simple interest paid at annual rate

IRA Certificates

• A minimum of $100 needed to open
• Terms of 3 months to 60 months available
• No fees to open
• Annual IRA statement provided

• A minimum of $250 needed to open
• Make unlimited deposits of $10 or more
• One penalty-free withdrawal during 12 month term (restrictions apply)
• Available for business and jumbo accounts

QNB offers Health Savings Accounts (HSA), which are a convenient way to keep track of your high deductible health plan expenses. Ask for a HSA brochure at your local office to learn more about this important money-saving product.

Provides a flexible, convenient and timesaving solution for a great vacation, painless school tax payment or joyful holidays.

(For kids from birth to age 13)

QuiNBy's Flex CD

• Requires minimum opening deposit of $100
• Unlimited additional deposits of $10 increments can be made anytime
• One penalty-free withdrawal during 12 month term (restrictions apply)
• Automatic monthly transfers into your QuiNBy's Flex CD available

QuiNBy's Statement Savings

• No-fee Savings Account just for Savers Club Members
• Only $5 needed to open account
• Earns Statement Savings Interest Rate

QuiNBy's Basic CD

• Offers fixed rate of interest, terms of 12 to 60 months and only a $100 minimum to open

(For young adults age 14 - 23)

• No-fee Savings Account for young adults age 14 - 23 
• Only $5 needed to open account
• Debit Card access available through On Your Way Checking/QNB Check Card
• QNB-Online and QNB-Voice Telephone access available