Personal Savings
Online eSavings
A convenient and easy way to save online. Earns you more and saves you time!
- Earns a premium online-only interest rate with enrollment and receipt of eStatements
- No minimum balance requirements and no monthly fees
- The convenience and security of QNB eStatements
- Unlimited ATM and in-person withdrawals
- Online eSavings-to-Checking Overdraft Protection with ACCOUNT COVERAGE
(Overdraft Transfer Agreement required) - A minimum of $5 needed to open
Statement Savings
A practical way to save for those who want more convenient access to their accounts.
- Earns Statement Savings Interest Rate
- Unlimited ATM and in-person withdrawals
- Avoid $2 monthly fee by maintaining a $100 minimum balance
- Quarterly statement (Customers receive a monthly statement for any month containing an Electronic Funds Transfer.)
- Statement Savings-to-Checking Overdraft Protection with ACCOUNT COVERAGE
(Overdraft Transfer Agreement required) - Debit Card access available through personal checking account/QNB Check Card
- A minimum of $5 needed to open
Select Money Market Account
This ultimate Money Market account provides a higher yield on your savings while allowing unlimited checkwriting privileges. The higher your balance, the higher your rate of interest.
- Tier 5: $75,000 or more
- Tier 4: $50,000 to $74,999
- Tier 3: $25,000 to $49,999
- Tier 2: $10,000 to $24,999
- Tier 1: Up to $9,999
- Unlimited ATM and in-person withdrawals
- Unlimited transfers and checkwriting privileges
- Avoid $10 monthly fee by maintaining a $1,500 average monthly balance
- Select Money Market-to-Checking Overdraft Protection with ACCOUNT COVERAGE
(Overdraft Transfer Agreement required) - Debit Card access available through personal checking account/QNB Check Card
- A minimum of $25 needed to open
Certificates of Deposit
We offer a variety of competitive, high yield Certificates of Deposit to match your needs and help you achieve your financial goals. Early withdrawal penalties may apply.
Growth Certificates
- A minimum of $500 needed to open
- Terms of 3 months to 60 months available
- Compounded interest
Income Certificates
- A minimum of $500 needed to open
- Terms of 3 months to 60 months available
- Interest can be transferred to other accounts
- Simple interest paid at annual rate
IRA Certificates
- A minimum of $100 needed to open
- Terms of 3 months to 60 months available
- No fees to open
- Annual IRA statement provided
Flex12 CD
- A minimum of $250 needed to open
- Make unlimited deposits of $10 or more
- One penalty-free withdrawal during 12 month term (restrictions apply)
- Available for business and jumbo accounts
Health Savings Account
QNB offers Health Savings Accounts (HSA), which are a convenient way to keep track of your high deductible health plan expenses. Ask for a HSA brochure at your local office to learn more about this important money-saving product.
EZ Saver Clubs
Provides a flexible, convenient and timesaving solution for a great vacation, painless school tax payment or joyful holidays.
QuiNBy's Savers Club Options
(For kids from birth to age 13)
QuiNBy's Flex CD
- Requires minimum opening deposit of $100
- Unlimited additional deposits of $10 increments can be made anytime
- One penalty-free withdrawal during 12 month term (restrictions apply)
- Automatic monthly transfers into your QuiNBy's Flex CD available
QuiNBy's Statement Savings
- No-fee Savings Account just for Savers Club Members
- Only $5 needed to open account
- Earns Statement Savings Interest Rate
QuiNBy's Basic CD
- Offers fixed rate of interest, terms of 12 to 60 months and only a $100 minimum to open
On Your Way Savings
(For young adults age 14 - 23)
- No-fee Savings Account for young adults age 14 - 23
- A minimum of $5 needed to open
- Debit Card access available through On Your Way Checking/QNB Check Card
- QNB-Online and QNB-Voice Telephone access available