Personal Savings

Online eSavings

A convenient and easy way to save online. Earns you more and saves you time!

  • Earns a premium online-only interest rate with enrollment and receipt of eStatements
  • No minimum balance requirements and no monthly fees
  • The convenience and security of QNB eStatements
  • Unlimited ATM and in-person withdrawals
  • Online eSavings-to-Checking Overdraft Protection with ACCOUNT COVERAGE 
    (Overdraft Transfer Agreement required)
  • A minimum of $5 needed to open

Statement Savings

A practical way to save for those who want more convenient access to their accounts.

  • Earns Statement Savings Interest Rate
  • Unlimited ATM and in-person withdrawals
  • Avoid $2 monthly fee by maintaining a $100 minimum balance
  • Quarterly statement (Customers receive a monthly statement for any month containing an Electronic Funds Transfer.)
  • Statement Savings-to-Checking Overdraft Protection with ACCOUNT COVERAGE 
    (Overdraft Transfer Agreement required)
  • Debit Card access available through personal checking account/QNB Check Card
  • A minimum of $5 needed to open

Select Money Market Account

This ultimate Money Market account provides a higher yield on your savings while allowing unlimited checkwriting privileges. The higher your balance, the higher your rate of interest.

  • Tier 5: $75,000 or more
  • Tier 4: $50,000 to $74,999
  • Tier 3: $25,000 to $49,999
  • Tier 2: $10,000 to $24,999
  • Tier 1: Up to $9,999
  • Unlimited ATM and in-person withdrawals
  • Unlimited transfers and checkwriting privileges
  • Avoid $10 monthly fee by maintaining a $1,500 average monthly balance
  • Select Money Market-to-Checking Overdraft  Protection with ACCOUNT COVERAGE
    (Overdraft Transfer Agreement required)
  • Debit Card access available through personal checking account/QNB Check Card
  • A minimum of $25 needed to open

Certificates of Deposit

We offer a variety of competitive, high yield Certificates of Deposit to match your needs and help you achieve your financial goals. Early withdrawal penalties may apply.

Growth Certificates

  • A minimum of $500 needed to open
  • Terms of 3 months to 60 months available
  • Compounded interest

Income Certificates

  • A minimum of $500 needed to open
  • Terms of 3 months to 60 months available
  • Interest can be transferred to other accounts
  • Simple interest paid at annual rate

IRA Certificates

  • A minimum of $100 needed to open
  • Terms of 3 months to 60 months available
  • No fees to open
  • Annual IRA statement provided

Flex12 CD

  • A minimum of $250 needed to open
  • Make unlimited deposits of $10 or more
  • One penalty-free withdrawal during 12 month term (restrictions apply)
  • Available for business and jumbo accounts

Health Savings Account

QNB offers Health Savings Accounts (HSA), which are a convenient way to keep track of your high deductible health plan expenses. Ask for a HSA brochure at your local office to learn more about this important money-saving product.

EZ Saver Clubs

Provides a flexible, convenient and timesaving solution for a great vacation, painless school tax payment or joyful holidays.

QuiNBy's Savers Club Options

(For kids from birth to age 13)

QuiNBy's Flex CD

  • Requires minimum opening deposit of $100
  • Unlimited additional deposits of $10 increments can be made anytime
  • One penalty-free withdrawal during 12 month term (restrictions apply)
  • Automatic monthly transfers into your QuiNBy's Flex CD available

QuiNBy's Statement Savings

  • No-fee Savings Account just for Savers Club Members
  • Only $5 needed to open account
  • Earns Statement Savings Interest Rate

QuiNBy's Basic CD

  • Offers fixed rate of interest, terms of 12 to 60 months and only a $100 minimum to open

On Your Way Savings

(For young adults age 14 - 23)

  • No-fee Savings Account for young adults age 14 - 23 
  • A minimum of $5 needed to open
  • Debit Card access available through On Your Way Checking/QNB Check Card
  • QNB-Online and QNB-Voice Telephone access available